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Ripple Price | Ripple Price Prediction 2021

Current price:

By Elizabeth Wright

January 28, 2021


Ripple Price Prediction & Forecast 2021: Will Ripple value increase or decline in 2021 and beyond? Know all the details on Ripple’s future 2021 trend with a detailed analysis.

Ripple cryptocurrency, which used to be one of the top three cryptocurrencies by market capitalization, recently saw its price plummet due to a lawsuit filed against the blockchain company by the United States Securities and Exchange Commission (SEC) for allegedly selling unregistered securities under federal securities law. In response to the sudden lawsuit, major digital assets trading platforms announced a halt in trading of the XRP, and some even went further to delist the asset. 

Population crypto assets custodian also had no option than to respond in a way to comply with regulations. Institutional-grade digital asset firm Grayscale Investment also took action to dissolve its XRP Trust, liquidate its XRP holdings, and distribute cash to the Trust’s shareholders. This, coupled with other happenings, is perceived to have contributed to Ripple’s decline in price in recent times. Despite all these, Ripple has been vibrant in its business and continues to render better services to its clients.

Are you considering holding some XRP and want to know how much XRP will be valued in 2021 and beyond? Let’s look at the current state of Ripple as company and experts’ opinions on XRP price.

What is Ripple (XRP)

To better understand Ripple and how it works, we will need to familiarize ourselves with some of the common terminologies you are likely to encounter. Let’s begin with XRP, the native digital currency that runs on the XRP ledger – an open-source, decentralized, and permissionless ledger. XRP as an asset is purposely designed for payments. Crypto holders can send XRP to anyone in the world without the need for a central entity to facilitate the process. Using XRP for financial transactions is cost-effective, scalable, and fast as compared to other alternatives.

The RippleNet payment network is a real-time gross settlement (RTGS) system created by Ripple Labs Inc. It enables institutions and organizations to start and run a high-performance business in the payment industry. With RippleNet, payments can be sent within three seconds and at a minuscule fee to any part of the world.

In the quest of building a secure payment solution, Ryan Fugger created the OpenCoin payment system in 2014, which later transformed to Ripple. The project started severe business in 2012 when Jed McCaleb and Chris Larson came on board. As of the beginning of 2021, hundreds of financial institutions worldwide use RippleNet to offer a better and satisfactory payment service to their customers.

Ripple’s current price is around $0.27 per coin and sitting at 5th place on the cryptocurrency ranking table with a market cap of about $12,386,155,167 behind Polkadot (DOT) that also has an estimated market cap of $15,498,857,928. The top-ranked coins by market cap are in this order: Bitcoin, Ethereum, and Tether USDT.

Ripple (XRP) Price Chart

Market prediction for Ripple (XRP) price 2021

We are all aware of how volatile the cryptocurrency market is. This nature of the market makes it difficult to make future price predictions of an asset with total certainty. Ripple predictions are no exception as it also demonstrates high volatility. With that being said, let’s look at what some experts have to say about the Ripple predictions for the year 2021. This will help us have a broader idea of the possible outcomes;

DHF82 Ripple Price Prediction 2021

Per DHF82’s analysis, XRP is gradually shifting to another accumulation phase after a contraction. In the accumulation phase, the XRP price will be moving up and down in a narrow channel for a while. The analyst believes this might be interrupted if Ripple Lab’s Security Exchange Commission (SEC) lawsuit is settled or Bitcoin makes a robust bullish move once again.

Will Meade Ripple Price Prediction 2021

In July 2020, Will Meade, former PM at Goldman Sachs and billionaire hedge fund manager, bought his first crypto (XRP) and expected its value to rise with Bitcoin at ATH. He tweeted: “I made my first crypto purchase ever this week $XRP Ripple. I know very little about crypto, but I believe a rising tide lifts all boats, so if Bitcoin goes back to its all-time highs, then XRP should as well, and that would be a 15 bagger 1500%.”

Wallet Investor Ripple Price Prediction 2021

Wallet Investor, an online forecast service for digital assets, had also made a bearish take on XRP’s future price, stating that XRP is a bad long-term investment. According to Wallet Investor, XRP is expected to trade at an average of $0.3 by the end of the year.

Longforecast Ripple Price Prediction 2021

According to, Ripple price USD is expected to open at $0.22 at the beginning of the year (2021) and close at $0.26 per coin. This is also another bearish stance on XRP’s future price prediction.

Tradingbeats Ripple Price Prediction 2021

TradingBeats is also forecasting XRP price USD at $0.34 by the beginning of February and trading at an average price of $0.37 per coin by the end of 2021.

Ripple price prediction 2021

Ripple is undoubtedly undervalued at the moment in the crypto space because ripple price USD hasn’t made a massive upward move for some time now. Regardless, the project’s development is something we can’t deny. One of the most critical hurdles that might drawback the surge of Ripple’s current price is the current lawsuit by the SEC against the company. Once this is settled, we might see ripple coin prices appreciate over time. 

According to reports weeks ago, Gary Gensler, the former chairman of the Commodity Future Trading Commission (CFTC), might be chosen by President-elect Joe Biden to take over the Securities and Exchange Commission (SEC) and people in the crypto space are anticipating he doesn’t interfere in the ongoing investigations. 

In an interview with Fortune in October 2020, Chris Larsen, a senior executive at Ripple, commented on Ripple’s plan to relocate to a more crypto-friendly nation and named the UK and Singapore a possible destination for the company. He believes regulations in these countries are far more favorable than in the United States. 

Besides all these obstacles, Ripple hasn’t deviated from its goal of creating a payment network to be used by financial institutions for cross-border payment at a competitive rate, speed, and maximum security. As of 2021, RippleNet is being utilized by over a hundred financial intuitions around the world. Some of its partners include JP Morgan, Banco Santander, Mizuho Financial Group, HSBC Holdings, and not forgetting big players like MoneyGram, Standard Chartered, PNC, etc. With the increasing number of clients and significant developments, Ripple’s current price is expected to change positively in the long term.

Bitrue digital asset exchange with its traditional investment service supports the staking of XRP for token holders. At the time of posting, users are getting an estimated annual percentage rate of 5.3%. This development might attract prospective investors and the entire XRP community, which will eventually affect ripple value.

Ripple price prediction 2025

In the long term, Ripple’s current price is expected to appreciate by most analysts. At the same time, they consider the project’s fundamentals, which is still reliable and technical analysis. As stated earlier, measures are being put in place to settle the issue with the SEC. In addition to this, Ripple is working tirelessly to onboard more partners and introduce innovative financial products to streamline the business processes in the payment and remittance sector.

Some online prediction websites project the XRP value within the range of $0.50-$0.60 in the last quarter of 2025. In contrast to the bullish XRP price predictions, a popular asset prediction website also predicted XRP to close 2021 at $0.26 and steadily make an upwards move to the $0.10 – $0.12 range 2025.

CoinSwitch, on the other hand, predicted XRP price to reach $3 in 2023 and progress to touch $4.52 in 2025.

Ripple price prediction verdict

Regardless of the countless troubles being experienced, Ripple places itself as one of the promising crypto projects in the space today. Ripple is expected to expand its operations to new geographical areas and introduce innovative products for financial institutions. Just last week and despite the ups and downs, Ripple landed a strategic partnership with Malaysian e-wallet company Mobile Money and BKash, which will bring 10 million users into their platform.

Even though the short term XRP prediction might be bearish, the future seems to be full of growth opportunities. XRP might be a good investment in the long term for investors wanting to diversify their portfolio and looking for assets with fascinating technologies and innovations. Recent ripple news indicates bullish sentiment around the asset. It is highly recommended that you make financial decisions such as investing in XRP based on the information you’ve personally found through researching various sources, including expert opinion, technical and fundamental analysis, market trends, etc.

If you are convinced and have decided to add XRP to your portfolio, you are free to download Atomic Wallet! The intuitive multi-crypto wallet will help you securely store XRP and over 500 coins and tokens on various blockchains. Fortunately, you can also purchase XRP with FIAT and exchange it for other cryptos and vice versa using Atomic Wallet’s intuitive interface.

How to buy XRP

In addition to storing XRP in your Atomic Wallet, you can also purchase XRP with your bank card (VISA & MasterCard) in few minutes. All you will need to do is download and install Atomic Wallet on your device, choose the amount you will like to purchase, verify your identity using a photo ID, and set to receive your XRP in your wallet. With as low as $50, you can purchase XRP and a daily cap of $20,000 max.

The good news is that Atomic Wallet has a membership program that rewards users for using the in-built crypto services. You will need to hold AWC-BEP2 (Atomic Wallet’s native token issued on Binance Chain) to receive up to 1% cashback whenever you purchase XRP in Atomic. Rewards are paid in AWC tokens to eligible users in the middle of each month.

How to exchange Ripple (XRP)

Atomic Wallet offers a convenient and anonymous way to exchange cryptos, including XRP, in a single interface. You should be able to swap XRP for other cryptocurrencies without having to move your funds to an exchange. With Atomic’s in-built exchange, you save big on transaction fees, its fast and simple, best rate guaranteed as prices are compared across multiple exchanges, mitigates the risk of losing your assets in the course of transferring to a wrong destination address. Most excitingly, you qualify for cashback when you hold $AWC.

Furthermore, small holders of XRP tokens might not be able to initiate a withdrawal on most cryptocurrency exchanges due to their minimum withdrawal amount being high. In Atomic Wallet, you can exchange as low as 30.5 XRP, and it comes with an adequate number of exchange pairs.

Disclaimer: The content of this article is for information purposes only and is based on personal opinion, relevant ripple news, future developments we are anticipating, and pure speculation. As such, the information should not be considered as investment advice. It is highly recommended to do your research and ensure you invest what you can afford to lose.

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