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Ripple (XRP) Wallet

Manage your XRP, Bitcoin, Ethereum and over 300 tokens in a single interface.

For Bitcoin, Ethereum, and 300+ assets

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Manage your crypto wisely! Learn how to setup Atomic Wallet to send, receive, exchange and buy cryptocurrency.

Manage your portfolio

Manage, Exchange, Stake, and Buy all your favorite assets in one secure interface.

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Instant Exchange with Cashback

Swap 60+ crypto pairs anonymously and receive a cash back for exchange

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Buy crypto

Buy Bitcoin, Ethereum, Ripple, Bitcoin Cash, Litecoin, and other top cryptos with your credit card easily. We accept USD, EUR, and your local currency worldwide.

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Delegate your assets to validators and Get rewards on staking Tezos, ATOM, and other coins with Zero fees.

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Your private keys are encrypted and never leave your device. You fully control your funds.


No accounts, no verification, no KYC for basic features in the wallet. No one can block your funds.

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Our support is always ready to help you. Get quick and efficient response via live chat or email.

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Our Team

Konstantin Gladych

CEO, PhD in data science with 3 years solid experience in blockchain and cryptocurrencies, 10 years in IT. Konstantin is well-known as the co-founder and CEO of, biggest cryptocurrency instant exchange with over 2 millions active customers monthly and $0.5bln in monthly turnover. Konstantins interests are: decentralization, custody-free solutions, p2p exchangers.

Charlie Shrem

Strategic Advisor and Visionary, is an American entrepreneur and bitcoin advocate. In 2011 he co-founded the now-defunct startup company BitInstant, and is a founding member of the Bitcoin Foundation, formerly serving as vice chairman. The Bitcoin Foundation is a nonprofit founded in 2012 with the mission to "standardize, protect and promote the use of bitcoin cryptographic money.

Simon Dixon

Advisor. CEO who have invested over US$400m in FinTech companies, like BitFinex, Bitstamp, Kraken, BitPay, ShapeShift, Exodus and over 40 others. Simon's BnkToTheFuture has 300 professional FinTech investors who all believe the future of finance looks very different from today. Their experience and background covers most areas in finance, technology and startups.

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What is XRP (Ripple)?

We bet you’ve heard about XRP, one of the major players in the cryptocurrency world. XRP is the the world’s 3rd largest crypto that fuels XRP Ledger’s ecosystem.

Originally called Ripplepay, XRP was created in 2004 by Ryan Fugger. The initial idea of was to create an alternative distributed monetary system enabling individuals and enterprises to create their own currencies. In turn, this concept gave birth to another principle: unlike Bitcoin, Ripple was designed as a payment system that doesn’t rely on blockchain ledgers and centralized trading platforms.

Later, he joined a team of professionals: Arthur Britto, David Schwartz, Jed McCaleb, and Chris Larsen. Together, the team decided to work on a new project and create cryptocurrency "XRP" to make a bridge between different type of currencies and make almost immediate transactions.

In 2012, Fugger and his team created OpenCoin Inc that later was renamed Ripple Labs and then was finally formed as "Ripple". The company released Ripple Transaction Protocol (RTXP), that was designed to enable two parties to send and receive money with exceptional transaction speed (in every case it takes up to 4 seconds). The protocol was also created not under the proof-of-work consensus algorithm which is energy consuming and depends on miners, but based on the fault-tolerant ledger consensus. This technology has found large prominence in the banking sphere.

XRP and traditional banks

From 2014, XRP focuses on the banking market and aims to disrupt the traditional payment system. The Ripple protocol was adopted by a range of financial institutions, including Fidor Bank, Cross River Bank and Kansas-based CBW Bank. In 2018, the Earthport payment service started working in combination with Ripple, as well.

What is XRP?

XRP has been recently rebranded as a platform standing separately from Ripple that now solely functions as a technology provider. All transactions in the XRP Ledger are powered by the XRP coin. XRP is designed to be a mediator during the exchange processes in both cryptocurrencies and regular (fiat) money. For example, if you want to exchange EUR to USD, Ripple becomes both EUR and USD. On the XRP Ledger, such a transaction costs $0.00001, and this amount is non-replenishable, i.e. with every single transaction made via the XRP Ledger, the world loses $0.00001. For that reason, spamming becomes senseless.

XRP is one of the fastest and more scalable blockchains on the market nowadays that can become a competitor to the Visa or Mastercard when comparing to the TPS (transactions per second).

XRP runs a consensus of network validator which allows to handle over 1,500 transactions per second. The consensus enables applications to get relevant information on the content state by sharing a worldwide ledger which is generated a few times in a minute. Once accepted and validated, the content gets encrypted in a ledger and never changes. The whole sequence of validated ledgers is called the ledger history.

Ripple XRP Wallet

Atomic Wallet provides you one of the best options to store, send, exchange and buy XRP. Install Ripple wallet and mange XRP right in the Atomic Interface.

Don't forget that to manage your XRP in Atomic, you'll need to have at least 20 XRP as an unspendable balance to make a transaction successful. This measure is needed to use a personal XRP wallet address in the XRP Ledger. Learn more about this feature and XRP destination tags.


XRP is a disruptive payment system aiming to change the way we interact with money. XRP provides fast and secure transactions between peers. XRP becomes more and more popular among millions of users, from individuals to banks. This is one of the most appealing cryptocurrencies on the market. The Atomic Wallet team is very happy to provide you with an easy and secure interface to manage XRP, exchange XRP and buy XRP with your bank card.

Where to store XRP?

XRP is a top-3 cryptocurrency that definitely deserves your attention and the most secure wallet to manage it.

XRP is supported by multiple wallet providers, including Atomic Wallet. In Atomic you can manage XRP and also exchange it, buy XRP with your bank card, and swap XRP with Atomic Swaps! Everything you need just in one wallet application!

Atomic Wallet empowers you with full control over your funds, since your Private Keys are protected with a mnemonic seed and never leave your device.

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