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Stellar (XLM) Wallet

Manage your XLM, Bitcoin, Ethereum, XRP and over 300 tokens in a single interface.

For Bitcoin, Ethereum, and 300+ assets

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Our Team

Konstantin Gladych

CEO, PhD in data science with 3 years solid experience in blockchain and cryptocurrencies, 10 years in IT. Konstantin is well-known as the co-founder and CEO of Changelly.com, biggest cryptocurrency instant exchange with over 2 millions active customers monthly and $0.5bln in monthly turnover. Konstantins interests are: decentralization, custody-free solutions, p2p exchangers.

Charlie Shrem

Strategic Advisor and Visionary, is an American entrepreneur and bitcoin advocate. In 2011 he co-founded the now-defunct startup company BitInstant, and is a founding member of the Bitcoin Foundation, formerly serving as vice chairman. The Bitcoin Foundation is a nonprofit founded in 2012 with the mission to "standardize, protect and promote the use of bitcoin cryptographic money.

Simon Dixon

Advisor. BnkToTheFuture.com CEO who have invested over US$400m in FinTech companies, like BitFinex, Bitstamp, Kraken, BitPay, ShapeShift, Exodus and over 40 others. Simon's BnkToTheFuture has 300 professional FinTech investors who all believe the future of finance looks very different from today. Their experience and background covers most areas in finance, technology and startups.

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Stellar (XLM) Wallet

Stellar Lumens can be viewed as a high-quality decentralized, open-source blockchain project that focuses on fiat payments and cross-border money transfers between different pairs of cryptocurrencies. This particular cryptocurrency seeks initially developed by the Stellar Development Foundation to tackle the issues regarding payment gateways by revolutionizing the market for currencies and assets. In short, Stellar is also considered an all-in-one payment solution because it provides payment rails, ramps, and exchange services. The inception of Stellar's blockchain network ages as far back as 2014 and was created to fix some of the flaws with Ripple's XRP cryptocurrency and make a better version with more features as well as support decentralization.

Stellar's founder and its most prominent face are Jed McCaleb, who was also part of the Ripple team. He found Ripple first and eventually branched out and created the Stellar Development Foundation, bringing forth the Stellar project. This was done mainly because of many indifferences between him and the rest of the team with the Ripple project's direction. If you are not aware, when there is a conflict with most blockchain projects, various team embers tend to migrate to other projects or create something new to fulfill their vision and goals. 

Hypothetically, the visualization of Stellar's solution can be viewed as a platform that allows any individual to move or transfer anything from modern or existing asset classes of currency efficiently and effectively across the globe. Essentially, this creates less friction related to moving assets since Stellar Lumens are used as the asset. Lumens are the native currency of the Stellar network, which also goes by the ticker XLM. With that said, this is where the similarities between Stellar and Ripple's XRP lie since they aim to create frictionless cross-border payment solutions for the masses and considerable players in the industry. 

Some vital aspects set Stellar apart from its competition in the crypto space. Some of these distinct features include a fully decentralized and open-source blockchain network, which means anyone can collaborate and build. Stellar uses low transaction costs highly scalable, has smart contracts for building applications on the network, and has database restoration features if something went wrong with a particular blockchain or product on the network. Most blockchains do not have these features and cannot be rolled back if something were to go wrong on their network. 

What Is Stellar (XLM) Wallet?

At this point, you might be wondering what Stellar (XLM) Wallet is. To sum that up, the Stellar XLM Wallet is a cryptocurrency wallet or storage that allows just about anyone to connect and interact with the Stellar Blockchain Network to carry out various transactions. This interaction can be done with different types of cryptocurrency wallets. It's important to note that Stellar has both lite and full node wallets. Full node wallets are those that enforce all the rules of the blockchain and do not omit any transaction or updates. Users with full node Stellar wallets are always connected and up-to-date with the latest block of transactions on the network. One important thing to note, though, is that these wallets can be very performance and memory-intensive. This can be an issue for some individuals; hence, it is most suitable for people who have a large number of computing resources. 

Another type of Stellar wallet that can be acquired is a light wallet. A Stellar light wallet or light node is a wallet that allows users to interact with the blockchain by confirming transactions without syncing every bit of information. Light wallets do not need a significant number of computing resources since they do not download the entire blockchain history or use vast computing power and disk space. Most Stellar wallets used today are typically light wallets, but this does not mean that individuals do not still use full node wallets. Additionally, light wallets cannot work without full node wallets since they have to sync with full node wallets from time to time. This can be thought of as connecting to a more extensive network and extracting essential information as needed. 

Stellars full node and light node wallets are both essential and suitable for different individuals. Light wallets, however, are the most commonly used since they are very efficient. This is possible because light wallets only download the relevant information needed at the time of sending or receiving a transaction. Both light and full node wallets have the same network fee when sending or receiving Stellar Lumens (XLM). A fee of 1 XLM is usually the cost for a transaction from one wallet to another over Stellar's network. 

Stellar Wallet Features:

It is crucial to have a secure and reliable light or full node wallet in this technological era, especially when transacting with cryptocurrencies such as Stellar (XLM). This is where the Stellar light wallet comes in because it is a very secure, fast, and efficient non-custodial wallet that can be used to store your Stellar Lumens (XLM). Non-custodial means that your private keys will never leave your wallet. Your Stellar light wallet is only used to connect to the blockchain to sync your balances and transactions. 

With the Stellar light wallet, security is one of the highest priorities, which is why your private keys will never leave your wallet. You are always in charge of this information. Individuals who use a centralized wallet cannot say the same about their private keys, and in the crypto space, your private key is the door to your digital assets. Therefore it is very critical that you and only you have this information at any given time. Moreover, the Stellar wallet does not store any of your data for information to have peace of mind knowing that you are transacting in a decentralized manner. 

With centralized exchanges, you leave your data at risk since you cannot control your private keys. However, the Stellar light wallet allows you to be in full control. You will never have to undergo any form of verification or registration when creating or accessing your wallet at any time. On the other hand, this is not the case with a centralized exchange wallet. Another huge befit of using the LinuxuserStellar light wallet is that you have access to many other features such as purchasing and exchanging other cryptocurrencies for Stellar Lumens (XLM) vice versa. A complete list of features is listed below. 

The Stellar Wallet has many beneficial features for those who want to hold this cryptocurrency as it gradually appreciates. These include but are not limited to: 

  • Built-in exchange with over 300 different cryptocurrencies  
  • Purchase XLM with a credit card 
  • Password, PIN, and Fingerprint security (mobile wallet)
  • Mobile and Desktop platform availability 
  • QR code scanning to easily send and receive XLM
  • Display XLM balance in your local supported currency 
  • Password/fingerprint required on each transaction 

How to store Stellar XLM Safely?

When using cryptocurrencies, users have to ensure that their assets are stored safely. Should you be thinking about storing your Stellar Lumens safely, the Atomic Stellar Wallet is the perfect candidate for the job. Our wallet is a non-custodial wallet that does not require any information from users such as identification or personal information and can be created anywhere in the world. The high level of security that the Atomic Stellar wallet offers is possible using a 12-word Mnemonic Seed Phrase to help protect the private keys of your assets.

Upon creating a new wallet, you will be prompted to create write down your 12-word seed phrase, which can be used to retrieve your wallet from anywhere in the world. You must never share this information with anyone unless you wish for them to access your wallet, of course. Your 12-word seed phase should not be store digitally for your safety since it will be susceptible to hacks or phishing attacks, among other forms of compromisation methods by attackers. Atomic Stellar wallet also has added security features such as fingerprint and password protection; this prevents the sending or receiving digital assets without your authorization. However, it should be noted that a new password can be created if you restore your wallet with the seed phrase. Hence, the seed phrase is ultimately the essential attribute of your wallet.

Once you deposit, purchase or exchange other cryptocurrencies for Stellar XLM, you can be sure that it will be protected with the Atomic light wallet as long as you take the necessary measures outlined above. You can also write down your public keys and store them outside of your wallet if you wish to access your assets without logging into your wallet, in a public setting, for instance. A public key is entirely safe to share if you want to receive funds, but your private key should not be shared with anyone. Once you do this, you will be successfully storing your Stellar XLM safely in the Atomic Wallet.

 

Top 5 things to know about Stellar:

Stellar is run and operated by Stellar Development Foundation, a non-profit organization founded by Stellar's CEO, Jed McCaleb. Stellar received funding from startups such as Stripe; Big players like Google, Block Rock, and FastForward. IBM is also one of Stellar's major blockchain partners. 

Stellar Lumens (XLM) is one of the few cryptocurrencies with an annual inflation ecosystem. This was designed to help with the adoption and growth of the network's usage, and the rate of inflation is fixed at 1% per year. Users on the network that hold XLM tokens will benefit from inflation because transaction fees are recycled back into the network. Users who hold Lumens can also vote on which accounts should receive Lumens. 

XLM is compliant with regulations worldwide to ensure that it does not violate any stipulations set out by governments. XLM aims to help bank the unbanked and is not necessarily against banks. This means that they work closely with regulators to meet all the requirements, unlike most cryptocurrencies in the space that do the latter. 

Stellar's network is protected and secured via its Consensus Protocol, which ensures no bad actors on the network. This is also done in a decentralized manner and allows an excellent security level across the Stellar Blockchain infrastructure. With these features, the network is attractive to governments and tech giants who want to use a high-quality blockchain. 

Most individuals called the token Stellar. However, Stellar is the name of the company or organization behind the cryptocurrency. The cryptocurrency is called Stellar Lumens or just Lumens and goes by the ricker XLM. The same can be said about cryptocurrency like XRP, which people sometimes call RIpple; however, Ripple is the company, and XRP is the cryptocurrency. 

Conclusion

In closing, we must posit that there are many ways to store your Stellar Lumens cryptocurrency, but the most important thing, especially in a fast-growing space, is to have your assets stored securely! Moreover, there are numerous Stellar Lumens light and full node wallets. Likewise, you must choose the most suitable for your needs as a user. Light wallets are the most efficient and convenient, especially when transacting and interacting with the blockchain regularly with cryptocurrencies. Our wallet is updated frequently and uses state-of-the-art technology to keep your assets safe on the blockchain. 

By far, the Atomic Wallet is one of the most advanced and secured cryptocurrency wallets to store your Stellar Lumens. This is true since it is a non-custodial wallet. Therefore your private keys never leave your wallet. Your wallet is only used to interact with the blockchain when you send and receive transactions or check your account balance. There are also other security layers, such as a mnemonic seed phase and fingerprint and password unlocking. 

Additionally, the Atomic Wallet allows you to explore over 300 other assets along with Stellar Lumens, which means that you can have all your tokens stored in one place. Our wallet is free for download and is available for all major operating systems and platforms, including iOS, Android, PC, Mac, and Linux. 

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