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Stellar (XLM) Wallet

Manage your XLM, Bitcoin, Ethereum, XRP and over 300 tokens in a single interface.

For Bitcoin, Ethereum, and 300+ assets

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Manage your crypto wisely! Learn how to setup Atomic Wallet to send, receive, exchange and buy cryptocurrency.

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Manage, Exchange, Stake, and Buy all your favorite assets in one secure interface.

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Swap 60+ crypto pairs anonymously and receive a cash back for exchange

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Buy Bitcoin, Ethereum, Ripple, Bitcoin Cash, Litecoin, and other top cryptos with your credit card easily. We accept USD, EUR, and your local currency worldwide.

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Delegate your assets to validators and Get rewards on staking Tezos, ATOM, and other coins with Zero fees.

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Your private keys are encrypted and never leave your device. You fully control your funds.


No accounts, no verification, no KYC for basic features in the wallet. No one can block your funds.

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Our Team

Konstantin Gladych

CEO, PhD in data science with 3 years solid experience in blockchain and cryptocurrencies, 10 years in IT. Konstantin is well-known as the co-founder and CEO of, biggest cryptocurrency instant exchange with over 2 millions active customers monthly and $0.5bln in monthly turnover. Konstantins interests are: decentralization, custody-free solutions, p2p exchangers.

Charlie Shrem

Strategic Advisor and Visionary, is an American entrepreneur and bitcoin advocate. In 2011 he co-founded the now-defunct startup company BitInstant, and is a founding member of the Bitcoin Foundation, formerly serving as vice chairman. The Bitcoin Foundation is a nonprofit founded in 2012 with the mission to "standardize, protect and promote the use of bitcoin cryptographic money.

Simon Dixon

Advisor. CEO who have invested over US$400m in FinTech companies, like BitFinex, Bitstamp, Kraken, BitPay, ShapeShift, Exodus and over 40 others. Simon's BnkToTheFuture has 300 professional FinTech investors who all believe the future of finance looks very different from today. Their experience and background covers most areas in finance, technology and startups.

Our Partners

What is Stellar (XLM)?

The Stellar project is initially a hardfork of Ripple (XRP) blockchain with the same code base. The main goal of Stellar is to help people all over the globe ease cross-border transfers, decrease fees and fight poverty.

Stellar is both a payment network and public ledger that make funds transfer fast, and accessible for everyone. Stellar enables users to exchange different values in a seconds.

How did Stellar launch?

Stellar (and also a Ripple) was founded by- Jed McCaleb. Who was also the driving force at MtGox and eDonkey.

Stellar was launched in 2014 and gained success with growing community and investors. Initially, the Stellar network has the same code base as Ripple. In the late 2015, the project created its own code base and also a Consensus algorithm called SCP (Stellar Consensus Algorithm). Both systems also have foundational differences. Both Stellar and Ripple are mostly open-sourced project but has different philosophies.

Stellar is a payment protocol with its own native asset called Lumen (XLM). Lumens are utilized for in-platform transactions. The Stellar ledger is a history of transactions that is placed into blocks. Every transaction is verified by validators (or so-called nodes). The reason why Stellar was invented is to make an easy cross-boarding currency transfer to be available for small companies, individuals and financial institutions interested in helping to fight poverty across the world. Stellar is pretty simple to use, so customers don’t need to be tech-savvy to work with the currency.

How does Stellar works?

Stellar is based on the public ledger. Unlike bitcoin-based cryptocurrencies Stellar doesn’t use Miners to create blocks within blockchain and confirm transactions. Instead, there is Stellar Consensus Protocol (SCP) which is relied on Nodes (or so-called validators). Nodes are agents that verify transactions and hold a full history of the blockchain. Running by Federated Byzantine Agreement (FBA) algorithm, Stellar sustains over 1000 transactions per second.

All of the servers come to an agreement on which a set of transactions is to apply to the current ledger through a process called “consensus”. The consensus process happens at a regular interval, typically every 2 to 4 seconds. This keeps each server’s copy of the ledger in sync and identical.

What is the role of Lumens (XLM)?

Lumens play an important role, where the fees act as an anti-spam. You need to pay 1 XLM to register a new address in the Stellar ledger, You also pay for every transaction broadcasted (0.00001 XLM). This allows the system to prevent a DDoS attacks and spam flood. Lumens function as a security token that eliminates this large-scale transactional attack.
Lumens also support for multi-currency transactions. They work as a conduit for transactions between currencies that don’t have an existing market or one that’s difficult to access. This is only possible when there is a liquid market between XLM and each currency involved.

What about Cross-Border funds transfer?

Stellar blockchain will make it easy and fast to send funds all over the globe. You transfer funds to so-called Anchors, Stellar trustees for deposit storage and credit issuing in the Stellar network. Anchors act as a bridge-like role. They exchange available assets to Stellar Lumens and then transfer it through the public ledger. After that, the other side receives their funds in Stellar and exchanges them on fiat or other cryptocurrencies.

Stellar Economy

Stellar issued 100 bln Lumens (XLM).

  • 50% given away to individuals (Small amounts of Lumens to those who joined the network.)
  • 25% given away to partners (To businesses, governments, institutions, or nonprofit organizations that contribute to the growth and adoption of the Stellar ecosystem.)
  • 20% given away to Bitcoin and XRP holders
  • 5% reserved for operational expenses

Stellar real world use cases

Stellar is used in mobile micropayments, by financial organizations or by individuals. Stellar is one of the top assets in the crypto world nowadays.

How to manage Stellar Lumens (XLM)?

Stellar’s Lumens can be easily managed in Atomic Wallet. You can manage and exchange XLM in one super clear wallet interface. With Atomic Wallet, you will always have full control over your funds, as your private keys are encrypted in your device and protected by a mnemonic seed.

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