
Kamino Lend, also known as K-Lend, is a next-generation borrowing primitive designed to support advanced financial products within the Kamino ecosystem. It enables borrowers to access liquidity efficiently while giving lenders a secure, yield-generating opportunity — all within a decentralized, transparent framework.
K-Lend uses a peer-to-pool model, where lenders supply liquidity to shared pools and borrowers draw from them based on collateral requirements and risk parameters. This design enables complex leverage, automated strategies, and smart execution within Kamino’s broader DeFi stack. By serving as a decentralized matchmaker, K-Lend facilitates efficient capital allocation for users, protocols, and automated products.