Metal (MTL) is a cryptocurrency that aims to streamline and incentivize peer-to-peer payments. The Metal Pay platform allows users to send money to friends or family instantly and with low transaction fees. MTL tokens are utilized to facilitate transactions within the Metal ecosystem, while also rewarding users for making qualifying transactions. Additionally, Metal Pay offers a cashback program where users earn MTL tokens for using the app for eligible purchases. The goal of Metal is to provide a user-friendly and rewarding experience for sending and receiving funds, promoting the adoption of digital currencies for everyday payment transactions."